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RMD Calculator â IRS Required Minimum Distribution Solver
Determine your mandatory IRS annual withdrawal from Traditional IRA, 401(k), or 403(b) accounts based on your age.
RMD Calculator â IRS Required Minimum Distribution Solver
Determine your mandatory IRS annual withdrawal from Traditional IRA, 401(k), or 403(b) accounts based on your age.
Calculated Results
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Enter your values on the left and click Calculate to view instant results.
How to Use This RMD Calculator
- Enter retirement account balance as of December 31 of prior year.
- Enter your age at the end of the current year (age 73+).
- Click Calculate RMD.
Mathematical Formula & Methodology
RMD = Account Balance (Dec 31 prior year) ÷ IRS Distribution Period Divisor
Frequently Asked Questions
The starting age for RMDs is currently 73 (and increases to age 75 starting in 2033).